Cookie Policy
This policy explains what cookies are, how we use them on the Estratégia Dinheiro platform, and how you can manage your cookie preferences.
1. What Are Cookies
Cookies are small text files that are placed on your device when you visit a website. They are widely used to make websites function efficiently and to provide information to the website owner. Cookies may be stored for varying lengths of time, depending on their type and purpose.
This platform uses cookies in compliance with the EU ePrivacy Directive, the General Data Protection Regulation (GDPR), and applicable Portuguese law, including Law 41/2004 as amended by Law 46/2012.
2. Categories of Cookies We Use
2.1 Strictly Necessary Cookies
These cookies are essential for the website to function. They enable core functionality such as page navigation, access to secure areas, and form submission. The website cannot function properly without these cookies, and they cannot be disabled. They do not store any personally identifiable information.
Examples include the cookie consent preference cookie (ed_cookie_consent), which records your cookie choices so you are not asked again on subsequent visits. This cookie expires after 365 days.
2.2 Analytics Cookies
These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously. This allows us to measure and improve the performance of the platform. Analytics cookies may track information such as pages visited, time spent on the site, and how users navigate between pages. All data collected through analytics cookies is aggregated and anonymised.
Analytics cookies are only placed on your device if you have given your consent. You can withdraw consent at any time by adjusting your cookie preferences through the cookie banner.
2.3 Functional Cookies
Functional cookies enable enhanced features and personalisation. They may remember your language preference, enabling the site to load in your preferred language on return visits. They may also remember settings you have applied to the simulation tools during a session.
Functional cookies are only placed on your device if you have given your consent.
2.4 Marketing Cookies
Marketing cookies may be used to present relevant information about the platform and related educational content to users who have visited our site. They do not collect personal financial information. These cookies are only placed on your device if you have given your explicit consent.
3. Duration of Cookies
Session cookies are temporary and are deleted when you close your browser. Persistent cookies remain on your device for a set period, which varies by cookie type. The consent preference cookie is stored for 365 days. Analytics and functional cookies are typically stored for between 30 days and 13 months, depending on the specific tool used.
4. Third-Party Cookies
Some cookies on our platform may be set by third-party services, such as analytics providers. These third parties have their own privacy policies and cookie practices. We do not control the cookies placed by third parties, and their use is governed by the respective third-party policies. We only permit third-party cookies where you have given your consent for the relevant category.
5. Managing Your Cookie Preferences
When you first visit our website, a cookie consent banner is displayed allowing you to accept all cookies, reject non-essential cookies, or customise your preferences by category. You can change your preferences at any time by clearing the consent cookie from your browser and revisiting the site.
You can also manage cookies through your browser settings. Most browsers allow you to view, delete, and block cookies. Please note that blocking certain cookies may affect the functionality of the platform. For guidance on managing cookies in your browser, refer to your browser's help documentation.
6. Changes to This Policy
We may update this Cookie Policy from time to time. The date at the top of this page reflects when the policy was last revised. We encourage you to review this policy periodically to stay informed about how we use cookies.
7. Contact
If you have any questions about our use of cookies, please contact us at info@estrategiadinheiro.com or R. Eduardo Joaquim Reis Figueira 750, 4440-647 Valongo, Portugal.